Why an Estate Account is Useful

The Estate Account program is designed to hold a deceased Navy Federal member’s finances in interest-earning accounts while keeping them separate from an administrator’s own personal accounts. It consists of a checking account and companion savings account.

• No minimum balance for checking, only $5 minimum for savings
• No monthly or per-check charges
• Free personalized duplicate-style checks
• Free copies of paid checks
• Dividends earned from day-of-deposit to day-of-withdrawal on both accounts
• Combined, itemized monthly statement
• Funds transferable between accounts online

What You Need to Open an Estate Account

To set up an estate account, you’ll need:

• A certified copy of the deceased’s death certificate
• Court documents designating an estate administrator
• A Tax Identification Number for the estate, available if you file Form SS4 with the IRS. This form is available at post offices and libraries.
• A completed application. To request one, call
  1-888-842-NFCU (6328), toll-free internationally
  800-0-842-NFCU (6328), or collect internationally
  1-703-255-8837 weekdays, 8:00 am to 4:30 pm, Eastern time.