Put Your Money to Work with a Spending Plan

• Guidelines for Planning
• When to Revise

Using Credit to Your Advantage

• First, Check Your Credit Record
• Smart Borrowing

Identity Theft

• Preventing
• If It Does Occur
• Identity Theft Prevention Program

Important Papers

• What to Keep
• Don’t Be Lost If You Lose Your Wallet
• Keeping Track—A Checklist
• How Do I Get a Copy of My Credit Report?