How Do I Establish Good Credit?

Lenders check your credit report to see if you have a history of paying back your loans and credit cards on time. If you borrow money, you should always pay it back ahead of time or on time. If you do not yet have a credit card, you should apply for one, but try to pay it off in full every month. You can also apply for a car loan to begin establishing credit in your own name. Paying your utility bill on time every month can also help show that you are "creditworthy."

Learn more at Credit Reports & How to Request Them.