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 Home > Member Specials & News > Certificate Rates Are Up!

New 5.10% APY for 5- and 7-Year Certificates

Lock in our incredible new rate of 5.10% APY* on a 5- or 7-year Share, IRA or ESA (Education Savings Account) Certificate. $20,000 minimum. Or get 4.95% APY, $1,000 minimum. Open one—or more—today!

> Quick application for Account Access users
  Non-Account Access users purchase a certificate

> Purchase an IRA certificate

> Purchase an ESA certificate

*Annual percentage yield. This offer is effective October 10, 2008, and subject to change. Penalty for early withdrawal from certificates. This credit union is federally insured by the National Credit Union Administration.




4.25% APY EasyStart Certificate

For a limited time, lock in 4.25% APY* on a $100 minimum ($10,000 maximum), 1-year term EasyStartSM Share, IRA or ESA (Education Savings Account) Certificate.

To be eligible for this special offer**, you must:

  • have a Navy Federal checking account
  • have a monthly minimum direct deposit of $500
  • establish a monthly minimum automatic deposit of $15 to your Special EasyStart Certificate—it accepts additional deposits at any time

Bring your money home to Navy Federal where we’ve been strong and secure for over 75 years. Offer limited to one certificate per member. Get it today!

> Account Access users purchase an EasyStart
  Share certificate

  Non-Account Access users purchase an EasyStart certificate

> Purchase an IRA EasyStart certificate

> Purchase an ESA EasyStart certificate

*Annual percentage yield. **This offer is effective September 29, 2008, and subject to change. Only one Special EasyStart certificate per member is allowed. For members age 18 years or older, this offer requires that a checking account and minimum direct deposit be established within 90 days from the date of certificate purchase or the APY will revert to 3.10% (dividend rate of 3.05%). Penalty for early withdrawal from certificates. This credit union is federally insured by the National Credit Union Administration.




Limited Time 4.00% APY Certificate Special

Earn 4.00% APY* on 15-month term, $15,000 minimum balance Share, IRA and ESA (Education Savings Account) Certificates***. This is a limited-time offer, so open one today at Navy Federal where we’ve been strong and secure for over 75 years. Get it today!

> Account Access users purchase a 15-month Share certificate
  Non-Account Access users purchase a 15-month Share certificate

> Purchase a 15-month IRA certificate

> Purchase a 15-month ESA certificate

*Annual percentage yield. ***This offer is effective July 28, 2008 and subject to change. Unless the member specifies otherwise, at maturity the 15-month term certificate will automatically renew to a $1,000 minimum with a 2-year term. Penalty for early withdrawal from certificates. This credit union is federally insured by the National Credit Union Administration.

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