Calculators

First Steps

• Should I lease instead of buy?
• Which is better: new or used?

Loan Decisions

• How much will my monthly payment be?
• How much are payments with loan protection?
• Financing Comparison: dealer financing vs. credit union financing?
• Should I use a home equity loan to buy my car?

Paying Down Your Auto Loan

• How much interest will I save by increasing my payments?
• How much will I save by using biweekly payments?

• How does loan amount, interest rate or term affect my payments?
• How will my payments change depending on how often I pay?
• Should I consolidate my debts?

• How much will my payments be?
• What will it take to pay off my line of credit?

• How much can I save by paying off my debt faster?
• What's the best way to pay off my credit cards?
• How can I pay off my credit card faster?
• How long will it take me to pay off my credit cards?
• Should I consolidate my debt?
• Should I use a mortgage to consolidate my debt?
• Should I use an Equity Loan to consolidate my debt?
• How can I save while paying off debt?

• How much do I need to save for college?
• How can I budget for college?

Running Your Business

• How much must I sell to break even?
• How can I reach my target profit margin?
• How much inventory should I stock?
• How much cash flow do I need?
• Should I lease equipment or finance it?

Planning, Financing & Business Valuation

• What is my business worth?
• What areas need my attention?
• What are my working capital needs for next year?
• How do I calculate a Like Kind Exchange?
• What would my debt service coverage be with a new loan?
• Should I consolidate my business debt?

Dealing with Repossessed Property

• What's the gain/loss on a deferred payment sale?
• What's the gain/loss from an installment payment sale?
• What's the gain/loss for real property?

First Steps

• Am I better off renting?
• How much can I borrow?
• What home can I afford?
• How much can I save in taxes?

Loan Decisions

• What income is required to qualify for a mortgage?
• How much will my payments be?
• How much will adjustable rate payments be?
• Which is better: fixed or adjustable?
• Which is better: 15- or 30-year term?
• Loan Comparison: Which loan is better?
• Lender Comparison: Which lender has the better loan?
• How much should my down payment be?
• Should I pay points to lower the rate?
• How can I reduce mortgage insurance costs?
• What will my closing costs be?
• What is the advantage of biweekly payments?

Paying Down Your Mortgage

• How much can I save if I start biweekly payments?
• How much faster can I pay off my mortgage by increasing my payments?

Refinancing

• Am I better off refinancing?
• What will my refinancing costs be?
• How long will it take to break even on a refinance?

First Steps

• What am I worth?
• How much can waiting to save cost me?
• How much can I save by spending less?

Savings Options

• How can compounding increase my savings?
• How will the interest rate impact my savings?
• How much will my CD be worth at maturity?

Planning Ahead

• How much will my savings be worth?
• What will it take to reach my goals?
• How much do I need to stash away for emergencies?
• College: How do I plan for my child's education?

Certificates—New!

• How much interest can I earn on a Certificate?
• Should I invest in a series of Certificates with different maturities?

• Balance your checkbook quickly & easily.
• Budgeting: Where is my money going?
• What am I worth?
• What is the best mix of stocks, bonds & cash for me?
• Will my investment plan meet my goals?

Planning

• Retirement Planner: Am I on track?
• How much do I need for a secure retirement?
• How much monthly income can I expect from my retirement savings?
• Will I have enough to last when I retire?

401k Accounts

• How much can I save in a 401k?
• How will the type of 401k affect my paycheck?
• How much can I contribute to my Individual 401k?
• Which is better: Traditional or Roth 401k?
• Should I spend my 401k or roll it over?
• Should I rollover company stock in my 401k to a taxable investment account?
• How much can I save in a 401k with profit sharing?

IRAs

• How much does it help to have an IRA?
• Which is better: Regular IRA or Roth IRA?
• Should I convert my IRA into a Roth IRA?
• How does a Roth IRA compare to taxable investments?