Shopping for Rates
Though the Insurance Information Institute (III) puts the average annual
premium for U.S. car insurance at $700, prices vary by hundreds of dollars
depending on type of coverage, where you live and your car’s
safety features. So ask your insurance company about its best deals.
Most will lower your premium if your car uses antitheft and safety
devices such as car alarms, anti-lock brakes or automatic seat belts.
You can also qualify for lower rates if you:
- have multiple cars
- have homeowner’s insurance with the same company
- are over 55
- have taken a safe-driving course.
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