Bodily Injury Liability Insurance

Bodily injury liability insurance is critical. Almost all states require it to cover doctors, rehabilitation and funerals for anyone in an accident involving your car. This includes your passengers, the other drivers, their passengers and pedestrians. It even pays attorney fees and emotional pain and suffering losses. But the minimum legal coverage is usually too little. Experts recommend buying at least $100,000 per person and $300,000 per accident.